Your whole financial life,
one clear picture.
Finzya is a personal finance app that brings your accounts, investments and spending together in one place — in any currency. See your net worth today, understand how it got there, and plan where it goes next.
A quick tour of
how it works.
Start with your accounts and transactions.
Everything begins with your accounts — savings, investment and retirement accounts for the portfolio; everyday accounts and debts to complete net worth and cash flow. Then add transactions: type them in, or import your bank’s CSV and categorise once.
- Every account type, each in its own currency
- CSV import with column mapping — years of history in minutes
- Categories that remember: tag a merchant once, it sticks
See where you stand — and how you got here.
Your balances build a history over time. Follow how your net worth changes month by month, see how your portfolio has performed and use that history when planning ahead.
- Net worth over time, assets minus liabilities
- Allocation and performance across accounts and currencies
- Historical data that tells you if the plan is working
Keep your spending on track.
Organise savings into pots, set a monthly budget for each area of spending — food, transport, home — and follow it as you log your spending. Cash flow then shows where your money came from and where it went during the month.
- Saving pots for the goals you're building toward
- Monthly budgets for each area of spending, updated with every transaction you log
- Cash-flow analysis to understand your income and spending
Simulate the future before you live it.
The forecasting tool projects your portfolio decades ahead and lets you add life events to the curve — buying a home, taking a career break or retiring. Create different scenarios to explore how changes to contributions, returns and life events could affect your plans.
- Forecast your portfolio with life events on the curve
- Compare up to three scenarios side by side
- Long-term planning built on your real numbers
Three things Finzya
does best.
Plan your future with your real numbers.
Set your target and timeline, and watch the projection update as your portfolio moves. Scenarios and long-term planning run on the same accounts you already track — no separate spreadsheet to maintain.
Manual entry, made fast.
You decide what goes into Finzya. Add transactions manually or import a CSV from your bank, with column mapping and remembered merchant categories making repeat imports quicker.
£4.99 a month. Or start for free.
Start with Finzya for free and upgrade when you need more. Pro is £4.99 a month, with no long-term commitment.
Easy to set up,
one step at a time.
Get started for free
No card or bank connection required. Start with the free plan and take things at your own pace.
Add what you want to track
Add your financial accounts and current balances to start building your overall picture.
Bring in your history
Add transactions as you go, or import a CSV from your bank to bring in your past activity.
Set your first goal
Start with whatever matters to you — a saving goal, a budget or simply understanding where your money goes.
See where your money
is taking you.
Bring your finances together today, then see what they could look like years from now.